How to choose the right way to send remittances to Cuba
How much do you want your family to receive today?
How to choose for your situation
Be clear about what matters most before you compare: delivery time, total cost, coverage or delivery method.
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If speed matters most
Compare the estimate shown for each option, for the account and area you select, before you confirm.
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If total cost matters most
Check the final price and the exchange rate, not just an advertised fee.
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If your family member prefers cash
Confirm that the province and municipality are included in the published coverage.
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If the recipient has an MLC card
Check that the card and the bank are supported, then compare the delivery time and the amount received.
This table compares service types only; check price, delivery time and coverage with each provider.
Service comparison table
A general comparison of service types. Check each provider's current terms before you decide.
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VeltroPay
Shown in the calculator Estimate shown before you confirm Depending on the options enabled Card or cash depending on availability Based on published coverage areas Comparing the final price, delivery time and coverage before you pay
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Other remittance services
Varies by provider Varies by service type Depending on the provider Cash or card, depending on the provider Varies by area Comparing each provider's specific terms
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Traditional banks
Depending on current bank fees Depending on the transfer and correspondent banks Bank transfer A compatible recipient account Depending on participating banks Transactions supported by the banking network
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Person-to-person channels
May not be itemised Varies Agreed between the parties No standard tracking No published coverage You need to weigh up traceability, protection and risk
Three comparison examples
Examples that show how to apply these criteria, without assuming one option is always best.
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Case 1: when speed matters most
Compare the options available for that area, confirm the details and check the estimate before you pay.
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Case 2: regular transfers to one province
Compare the total cost, and confirm coverage for the municipality and any checks required.
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Case 3: frequent support in small amounts
See how the fee and the exchange rate affect the final amount received.
What you can check before you pay
Use the calculator and our published information to compare:
- Total price: visible before confirming.
- Estimated delivery time: depending on the option and the area.
- Payment methods: shown depending on availability.
- Support: via Telegram, email or contact form.
Calculate and compare with your amount
Enter the amount and choose an option to check the price, the conversion and the amount your recipient should receive.
Guides to go deeper
- Send from Spain Methods and conditions.
- Compare delivery times What can cause delays.
- Review costs Price and exchange rate.
- Choose an option Criteria for each situation.
Detailed comparisons
Check fees, delivery times and coverage by provider.
- Service comparison tool Overview of alternatives.
- VeltroPay vs. FonMoney Documented comparison.
- VeltroPay vs. EnvíoDinero Documented comparison.
- VeltroPay vs. TocoPay Documented comparison.
Other related services
- Send money to Cuba Available options.
- No hidden costs How to check the price.
- Security guide Checks we recommend.
- Mobile top-ups Cubacel products.
- Fast remittances Compare estimates.
- Remittances from Spain Corridor guide.
Coverage by province
- Send to Artemisa Check published coverage.
- Send to Camagüey Check published coverage.
- Send to Ciego de Ávila Check published coverage.
- Send to Cienfuegos Check published coverage.
- Send to Granma Check published coverage.
- Send to Guantánamo Check published coverage.
- Send to Holguín Check published coverage.
- Send to La Habana Check published coverage.
Quick glossary
Browse the editorial glossary (in Spanish).
- MLC — Moneda Libremente Convertible Browse the editorial glossary (in Spanish).
- CUP — Peso Cubano Browse the editorial glossary (in Spanish).
- Cubacel — Empresa de Telecomunicaciones Móviles (marca comercial de ETECSA) Browse the editorial glossary (in Spanish).
- BANDEC — Banco de Crédito y Comercio Browse the editorial glossary (in Spanish).
- USD en efectivo — Dólar estadounidense en efectivo (contexto cubano) Browse the editorial glossary (in Spanish).
- MN — Moneda Nacional (sinónimo de CUP) Browse the editorial glossary (in Spanish).
How to choose the right way to send remittances to Cuba
There's no one-size-fits-all option: compare the total price, the estimated delivery time, coverage and delivery method for your situation.
Compare using your actual transfer
Enter the amount and choose how your family receives the money, then check the details before you confirm.
Frequently asked questions
What is the best way to send money to Cuba?
It depends on your priority, amount, destination and enabled options. Compare the total cost and estimated timeframe for your case.
What should I look at when choosing a service?
Total price, exchange rate, estimated delivery time, available methods, coverage and support.
Is it faster to send to a card or in cash?
It depends on the transfer and the area. For cash in Havana, the published timeframe is under 24 hours, Monday to Sunday; always check the specific estimate shown.
Is Bizum always the best option?
Not necessarily. Compare the enabled options, the final price and the conditions for your amount.
What difference does a €0 fee make?
An advertised fee doesn't necessarily reflect the total cost. Check the exchange rate too, and how much your recipient receives.
Is there a better service for all provinces?
Coverage varies. Confirm the province, the municipality and the delivery option before you pay.
How much does it cost to send a specific amount?
The cost depends on the amount, the conversion, the payment method and the delivery option. Use the calculator to see the current price.